Kgaugelo graduated with a B.Proc degree from the University of Fort Hare. He then follow up by attending the School For Legal Practice in Pretoria run by the Association of Law Societies. He served his articles of clerkship at Routledges Inc in the Personal Injury department. He was later admitted to practice as an attorney of the High Court. He then joined attorneys Wright-Rose Innes where he practised as an attorney dealing in general legal matters. He later joined Old Mutual as a Legal Advisor in the Broker and Agency Divisions. This position he held until he joined Lehumo Kula consulting. He has also qualified as a CFP by passing the requisite ILPA examination.
Ntando graduated from the Rand Afrikaans University (now Univesity of Johannesburg) with a B. Human Movement Sciences Degree and completed an associate membership Diploma with the Financial Planning Institute of South Africa. Ntando has gained valuable insight into the industry by working for Discovery Holding and Momentum Life. He has worked in client services, marketing through to claims processing and product development.